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Non-Forfeiture Laws Update
calculations. 315 RECORD, VOLUME 21 One of the primary goals that we have had in this process is exposure ... and professional membership organization whose primary purposes are to promote high standards of competency ...- Authors: Donna Claire, Randall Mire, Deanne L Nezas
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Latest News in Life Mortality Studies
Atlanta office of Tillinghast-Towers Perrin. His primary area of practice is individual life insurance and ... Associates, an actuarial consulting firm. Her primary areas of practice are experience studies, asset ...- Authors: Application Administrator, Thomas E Rhodes, Tracy A Choka, Michael Taht
- Date: Oct 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Individual Life Products
interest rates, salary scales, expenses, and health care costs. Economic conditions also have an impact on ... withdrawal from employment, dis- ability, and health care costs. Mortality is the only variable that is substantially ...- Authors: Robert M Astley, Nicholas Bauer, Jay Jaffe, Anna M Rappaport, Richard S Robertson
- Date: Apr 1976
- Competency: External Forces & Industry Knowledge; Professional Values>Ethical standards
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Code of Conduct; Life Insurance
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Variable Life - Product and Distribution Issues
fixed-account investment. Some added the ability to direct monthly deductions so that if you did have a portfolio ... didn't have to sell shares at a loss—you could direct where you wanted to fund the expenses. There have ...- Authors: Nancy Kenneally, Tom Kalmbach, Mathew Greenwald
- Date: May 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Illustration Wars
interest-sensitive product, and universal llfe was their primary response. Now picture if you will the stock company ... companies' solvency will be. But I and many like me who care deeply about this business have great fears for ...- Authors: John H Harding, Selina Wang, Joseph W S Yau, Alan Press, Bernard A Sloane
- Date: Oct 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Product Design And Marketing Under Section 7702A
of that sort, business term insurance, long-term care riders on life insurance contracts) this issue will ... over whether a rider of term insurance on the primary 1054 PRODUCT DESIGN AND MARKETING UNDER SECTION ...- Authors: Application Administrator, Christian J DesRochers, R Richard Retticker
- Date: Oct 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Estate Planning
federal taxing authorities don't care who gets those assets. What they care about is the value of all those ... gross estate. The state inheritance tax authorities care about which assets come out of the estate and who ...- Authors: Patrick G Colloton, James C Hartwig
- Date: Jun 1976
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Current Individual Life Insurance Topics
market also threaten it. As it has developed, the primary market for Section 79 products is not com- prised ... expenses in the permanent premium. Beyond these direct contradictions of Revenue Ruling 71-360, the formula ...- Authors: Jerome S Golden, Russell R Jensen, Stephen H Lewis
- Date: Jun 1976
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Regulatory Update
recommendations were released in December of 1986. The primary thrust of their proposal was to prohibit insur- ... of thin profit margins, I doubt that any of us, direct writers or reinsurers, are prepared to cover that ...- Authors: William Carroll, James Harkensee, Melvin C McFall, Walter N Miller, Charles Ritzke
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Comparative Product Survey: Europe
categories: individual direct sales forces and tied agents. Individual direct sales forces are controlled ... for distribution. Distribution costs are high. Direct sales renumeration to brokers or agents typically ...- Authors: Mark A Tullis, Alan Lockie, Ashok Gupta, John Instance
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance